Pursue your dream project while enjoying a low fixed rate.
Take advantage of the equity in your home to pay for remodeling your bathroom, updating your kitchen or paying for higher education. You decide what you want and we'll help you make it possible. We currently offer Home Equity Loans in AZ, CA, FL, GA, IL, MA, NH, NY, PA, TX, and WI. - No pre-payment penalties
- No closing costs (save up to $2,000) - except in FL, GA, and NY see full disclosure
- 5, 7, and 10-year terms available
- The flexibility to borrow from $5,000 to $500,000
- 100% Loan-to-Value (50-80% LTV for Texas residents)
- Possible tax-deductible interest (consult a tax advisor)
- Easy repayment with automatic transfers from checking or savings.
- Competitive interest rates to help you save more money on financing
- Online access to your accounts
- Receive ½% rate discount if you’re an express advantage member
 Apply for a home equity loan
 Compare MECU's rates to the competition
 List of all MECU fees (pdf)
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 Maximum Annual Percentage Rate (APR) is 18%. The credit union makes loans without regard to race, color, religion, national origin, sex, handicap, or familial status.
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