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Rest easy with MECU's Total Protection Guarantee




Mechanical Repair Coverage


Protect yourself from high mechanical expenses.

Mechanical Repair Coverage is available for both new and used vehicles that have 100,000 miles or less and are no more than 10 years old.

With MECU's Mechanical Repair Coverage (MRC), you can add a plan that works beyond extended warranty programs and typically at a lower cost. Now you can have those expensive repairs covered-even for a used vehicle!

MEMBER'S CHOICETM Mechanical Repair Coverage is available for new vehicles and used vehicles depending on the age and mileage. Choose between three levels of coverage:

Silver
Covers electrical, electronic, suspension, brakes and air conditioning-the basics.

Gold
Covers additional parts such as the radiator, anti-lock brakes and power seats, roofs, doors, windows, etc.

Platinum
Our most extensive coverage possible.


With all packages, you’ll enjoy:
  • Fast, efficient handling of claims.
  • Fair, competitive pricing.
  • Transferable coverage to the new owner.
  • Convenient, toll-free claim service and no limits on the number of claims.
  • Acceptance at any licensed repair facility in the U.S./Canada.
  • Rental reimbursement of $30 per day.
  • Up to $100.00 in towing expense due to a covered breakdown.
  • Only one deductible per visit.


            Sign-Up for MRC
            Learn more about this protection (pdf)
            What it Costs
            List of all MECU fees (pdf)

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MECU Rates

up to 24 months vehicle loans as low as 3.24%  APR
up to 36 months vehicle loans as low as 3.49%  APR
up to 48 months vehicle loans as low as 3.74%  APR
up to 60 months vehicle loans as low as 3.99%  APR
72 months vehicle loans as low as 4.24%  APR
› See our rates and disclosures  


Privacy Policy
Savings insured up to $250,000, and Individual Retirement Accounts are separately insured to $250,000, by the National Credit Union Administration, a U.S. Government agency. 
An additional $250,000 of coverage is provided by Excess Share Insurance.