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| Mechanical Repair Coverage
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Protect yourself from high mechanical expenses.
Mechanical Repair Coverage is available for both new and used vehicles that have 100,000 miles or less and are no more than 10 years old.
With MECU's Mechanical Repair Coverage (MRC), you can add a plan that works beyond extended warranty programs and typically at a lower cost. Now you can have those expensive repairs covered-even for a used vehicle!
MEMBER'S CHOICETM Mechanical Repair Coverage is available for new vehicles and used vehicles depending on the age and mileage. Choose between three levels of coverage:
Silver Covers electrical, electronic, suspension, brakes and air conditioning-the basics.
Gold Covers additional parts such as the radiator, anti-lock brakes and power seats, roofs, doors, windows, etc.
Platinum Our most extensive coverage possible.
With all packages, you’ll enjoy: - Fast, efficient handling of claims.
- Fair, competitive pricing.
- Transferable coverage to the new owner.
- Convenient, toll-free claim service and no limits on the number of claims.
- Acceptance at any licensed repair facility in the U.S./Canada.
- Rental reimbursement of $30 per day.
- Up to $100.00 in towing expense due to a covered breakdown.
- Only one deductible per visit.
Sign-Up for MRC Learn more about this protection (pdf) What it Costs List of all MECU fees (pdf)
You will need Acrobat Reader to view the list of fees. Please click the banner if you need to download a free version.

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up to 24 months vehicle loans as low as |
3.24%
APR |
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up to 36 months vehicle loans as low as |
3.49%
APR |
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up to 48 months vehicle loans as low as |
3.74%
APR |
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up to 60 months vehicle loans as low as |
3.99%
APR |
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72 months vehicle loans as low as |
4.24%
APR |
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| › See our rates and disclosures |


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