Guaranteed Asset Protection

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MECU Home ›› Visa & Loans >> Vehicle Loans >> Protect Your Vehicle >> Guaranteed Asset Protection

Guaranteed Asset Protection

Protect yourself against financial loss.

When your vehicle is stolen or totaled, your auto insurance provides you with a replacement vehicle-but what about the balance left on your vehicle loan? MEMBER'S CHOICE^TM Guaranteed Asset Protection (GAP) pays the difference between the primary auto insurance settlement and the outstanding amount remaining on your loan.

Protection for the term of your loan, up to 84 months.
Payment of benefits up to $50,000.
Coverage for vehicles valued up to $100,000 at time of purchase.
Affordable protection at that can be added to your loan payment.

Sign-Up for GAP

Learn more about this protection (pdf)

What it costs

List of all MECU fees (pdf)

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	up to 24 months vehicle loans as low as	3.24% APR
	up to 36 months vehicle loans as low as	3.49% APR
	up to 48 months vehicle loans as low as	3.74% APR
	up to 60 months vehicle loans as low as	3.99% APR
	72 months vehicle loans as low as	4.24% APR
› See our rates and disclosures

Savings insured up to $250,000, and Individual Retirement Accounts are separately insured to $250,000, by the National Credit Union Administration, a U.S. Government agency.
An additional $250,000 of coverage is provided by Excess Share Insurance.