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Visa Platinum Credit Cards


Make your life easier whenever you shop or travel.

If you’re looking for a Visa® Platinum card with a low fixed rate or a rewards program, MECU offers both! Plus, you can transfer your balances at our 5.9% APR* introductory rate for 6 months without any minimum finance charges or balance transfer fees.
  • No annual fees or minimum finance charge
  • No fees for balance transfers or cash advances
  • Acceptance at millions of locations worldwide
  • A low introductory rate of 5.9% APR* for the first 6 months
  • Competitive rate as low as 9.90% APR (without ScoreCard Rewards)
  • 25-day grace period for purchase repayment
  • Zero liability with our Total Protection Guarantee
  • Optional rewards program to earn points for travel and merchandise
  • Online access to your accounts at any time
  • Optional payment protection to protect you and your loved ones
  • $150,000 in travel accident insurance when you pay for your airline, bus, boat and/or train tickets with your MECU Visa Platinum
  • Auto rental insurance when you pay for your auto rental using your MECU Visa Platinum
  • Business Visa Platinum cards available 


Self-help and Resources Calculators and Tools
Help

How can I do a balance transfer on my Visa credit card?

What are the annual fees and interest rates of the different credit cards offered by MECU?

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Should I lease or buy my next vehicle?

Help me decide if I should consolidate my debt!

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*5.9% Annual percentage rate applies to new purchases, cash advances and balance transfers from other financial institutions for new MECU Visa cardholders. Existing MECU Visa cardholders upgrading to another MECU Visa card are not eligible for the introductory 5.9% APR.

            Apply online for a Visa Platinum card
            Rates, related credit card fees and disclosures
            List of all MECU fees

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MECU Rates

Money Market 1.04%  APY
Vehicle Loans as low as 3.24%  APR
Home Equity Loan
rate as low as
6.00%  APR
› See our rates and disclosures  


Privacy Policy
Savings insured up to $250,000, and Individual Retirement Accounts are separately insured to $250,000, by the National Credit Union Administration, a U.S. Government agency. 
An additional $250,000 of coverage is provided by Excess Share Insurance.