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Vehicle Loans


The road is calling your name. Answer it.

Whether you are shopping for your dream car, dependable used transportation for work, a motorcycle or recreational vehicle, MECU has a variety of tools and services to help you! Use our online calculators to start your vehicle research or to see how much MECU can save you over the life of your loan. Our rates are as low as 3.24% APR*, so answer the call of the road, and request a loan / advance today!

Great rates are just the beginning, with MECU's complete auto loan package:

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Self-help and Resources Calculators and Tools
Help

Can I refinance my auto loan?

Why should I get my auto loan through MECU?

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  Calculator

How much can I afford to spend on an automobile?

Auto rebate vs. low interest financing calculator.

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Start your auto search here!

Car and PricingKnow Before You Go With CarQuotes:
New car pricing and research | Search for used cars | Compare cars
Determine the value of your car | View new car rebates
Tip and AdviceRead new car reviews | Read about buying hybrids
Read car buying tips and advice
 Located outside of Illinois and Florida? Check out the exclusive new GM and Chrysler Group vehicle discounts!

*APR=Annual Percentage Rate. Rate displayed assumes excellent credit history, applies to a 2009 or newer vehicle with 91-100% loan-to-value, assumes a 24 month term, and is applicable for members with checking, direct deposit and automatic loan payments. Rates are based on creditworthiness, vehicle model year, loan-to-value and term. Advertised rate is subject to change at any time.

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MECU Rates

up to 24 months vehicle loans as low as 3.24%  APR
up to 36 months vehicle loans as low as 3.49%  APR
up to 48 months vehicle loans as low as 3.74%  APR
up to 60 months vehicle loans as low as 3.99%  APR
72 months vehicle loans as low as 4.24%  APR
› See our rates and disclosures  


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Savings insured up to $250,000, and Individual Retirement Accounts are separately insured to $250,000, by the National Credit Union Administration, a U.S. Government agency. 
An additional $250,000 of coverage is provided by Excess Share Insurance.